Monday, September 29, 2008

Compare Candidates on Health Insurance

Coverage for Uninsured
MCCAIN: Provide a variety of insurance choices, nationwide and across state lines, for people to choose from.

Offer tax credits of $2,500 and $5,000 for families to help pay for coverage.

Establish a Guaranteed Access Plan (GAP) by working with governors to develop a model that states could follow to assure high-risk patients have access to health coverage.

OBAMA: His plan would provide universal health care coverage through federal and free-market solutions.

Mandate health care coverage for all children.

Would create new public program for the uninsured.

Offer small businesses a refundable tax credit of up to 50% on premiums paid by business for employees.


Medical Costs

MCCAIN: Encourage greater competition by allowing insurers to operate nationwide. Allow families to be in charge of their health care costs and encourage market solutions such as walk-in clinics in retail outlets. Require transparency to compare prices and outcome.

OBAMA: Puts focus on prevention, managing chronic conditions, and more efficient and increased use of information technology.

Encourage transparency to allow price shopping.


Health Savings Accounts
MCCAIN: Expand access to HSAs.

OBAMA: Currently not addressed in his platform.

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